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Byadamatlas.comand byfintech.law2019
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BrandName / LinkEssence of Payment ElementGeographic Focus or HQRisk of Loss of Funds onPayment Service is an agent of?Peer to Peer transfers permitted?Likely MSB Status (assuming payment made to or from a US resident)Registered with FinCEN as an MSB?Notes / KeywordsBanker or Compliance UmbrellaSimilar to
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@Cash - Asiasofthttp://www.asiasoft.net/index.htmlMMORPG Massively Multiplayer Online Role Playing GameThailand, ASEAN
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1ShoppingCarthttp://www.1shoppingcart.com/Shopping cart
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24Seven Carthttp://www.24sevencart.com/Shopping cart
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3DCarthttp://www.3dcart.com/Shopping cart
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88tc88http://www.88tc88.com/Portal for non-Chinese musicians to sell music into ChinaChina
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99Pledgeshttps://99pledges.com/Donation / Pledge aggregation
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Able-commercehttp://www.ablecommerce.com/Shopping cartUSA
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Abrahttps://www.goabra.comP2P PaymentsUSA
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Acculynkwww.acculynk.comInternational PIN debit processorUSA
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ACH Solutionshttp://www.achpaymentsolutions.com/ACH servicesUSA
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ACI Worldwidehttp://www.aciworldwide.com/Payments platformCanada
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Aconitehttp://www.aconite.net/Payments software and consulting for transit and other applicationsUK
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AdvanceMehttp://www.advanceme.com/Merchant cash advanceUSAAdvance CompanyN/ANoNot MSBNo
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Adyenhttp://www.adyen.com/Processor, ISO, payment platform, QREU, USA, UK
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Airbnbhttps://www.airbnb.comPrivate lodging payment faciltator USA, CanadaPayee
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Alipay MOLPoints
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Allpayhttps://www.allpayments.netBill payment serviceUKPayeePayee
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Altrans Credit Unionhttp://www.alltrans.com/Credit union with prepaid debit cardCanada
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Amazon Paymentshttps://payments.amazon.com/sdui/sdui/index.htmPayment instrument vaultUSA
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AmericanExpresswww.moneybookers.com
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AmeriCommercehttp://www.americommerce.com/Shopping cart
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Anybillhttp://www.anybill.com/Bill PaymentUSA
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Apriva http://www.apriva.com/GatewayUSA
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Apriva Wallethttp://www.apriva.com/products/pos/product/walletReal time mobile gift and loyaltyUSA
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Apttushttps://apttus.com/Supplier paymentsUSA
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ArtsyMarketplace
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Ascenderhttp://www.ascendercart.com/Shopping cartUSA
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AspDotNetStorefronthttp://www.aspdotnetstorefront.com/Shopping cartUSA
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AstroPaywww.astropay.comLATAM processing and prepaid issuerBrazil, Mexico, Argentina, Columbia, Mexico, Peru
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AurumXchangehttps://www.aurumxchange.com/e-wallet, prepaid issuer and exchange for Liberty Reserve, MtGox Vouchers, HD-Money, CosmicPay, SolidTrustPay, Global Digital Pay, and G-Gold e-currenciesAustraliaPayerPayer
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Avactishttp://www.avactis.com/Shopping cartUKN/A
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Avalarahttp://www.avalara.com/sales and use tax look-up cloudUSA
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Avanthttps://www.avant.com/Personal loansUSA
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Axeso Cash @Cash http://www.axeso5.com/Gaming platformBrazil
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Axonihttps://axoni.com/Distributed ledger financial technologyUSA
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Badgevillehttp://www.badgeville.com/Gamification for influencing behaviorUSAN/AN/ANoNot MSB
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Bangohttp://bango.com/Payment platform for app storesUK
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BankBazaarhttp://www.bankbazaar.com/Marketplace of financial servicesIndia
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BanktotheFuturehttps://banktothefuture.comCrowdfungingUK
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BankTransfer
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Banortehttp://www.banorte.com/portal/personas/home.webMexican bankPayerPayerYesMSBhttp://www.banorte.com/portal/personas/home.web
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Beelinecard.beeline.ru
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Bellyhttp://bellycard.com/RewardsUSA
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BigComemrcehttp://www.bigcommerce.com/Shopping cart / platform
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BigEWallethttps://bigewallet.com/default.aspxPrepaid issuer, ewalletUKPayerPayerYesMSB
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Bill4Netwww.bill4net.com
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BillFloathttps://www.billfloat.com/Biller / Agent ModelUSAPayeePayeeNoNot MSB
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BillingTreehttp://www.mybillingtree.com/Biller / Agent Model, ISOUSAPayeePayeeNoNot MSB
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BillMeLaterhttps://www.billmelater.com/index.xhtmlBiller / Agent ModelUSA
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BilltoMobilehttp://www.billtomobile.com/Bill to carrier billingUSA
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Bindohttps://bindo.com/
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Bitcoinhttp://bitcoin.org/e-walletPayerVarious modelsYesMSBMost exchanges are not licensedMathematical algorithm allows users to create new currency.
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Bitinstanthttps://www.bitinstant.com/Bitcoin payment processorUSAYes
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BitMehttps://bitme.com/BitcoinUSA
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BitPayhttps://bit-pay.com/Bitcoin payment processor facilitating bitcoin payments for merchantsUSA
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BitSpend.EUhttps://bitspend.eu/Bitcoin payment processor facilitating bitcoin payments for merchantsEU
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Bitwalwww.bitwal.comBitcoin to prepaid debit cardUSA
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Blackhawk / GoWallethttp://www.blackhawknetwork.com/Giftcard aggregation serviceUSA, Canada, Australia, UK, France, Mexico
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BlueHost Zenhttp://www.bluehost.com/Shopping cartUSAN/A
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BMTMicrohttp://www.bmtmicro.com/Software vendor platform / marketplace and payment processor. Accepts bitcoin
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Boku - Paymohttp://www.boku.com/Mobile payment tockenization through RFID and prepaid issuing; Biller / Agent ModelUSAPayerPayer
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Bolthttps://bolt.com/Fraud screening for paymentsUSA
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Booknlife Voucher http://www.booknlife.com/Shopping portal, gaming-relatedJapan
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Boonhttps://goboon.co/Social headhunting
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BoxPayhttp://www.boxpay.com/Mobile payments through SMS and carrier billingPayerVarious models
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Braintreehttps://www.braintreepayments.com/Payment platform including gateway and vaultUSA
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Breadcrumb (Groupon)http://www.breadcrumbpos.com/iPad POS that actually worksUSA
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Breakthrough.comBreakthrough.comMarketplace
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Brexhttps://brex.com/Prepaid debit cardUSA
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Buckhttp://www.gobuck.com/Credit card tockenization for mobile payment applicationsUSA
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Buonggiornohttp://www.buongiorno.com/Paid content, mobile gaming and entertainment content, SMS paymentswww.dada-ent.com - a Buongiorno Company
www.play.me - listen to the music online
www.motime.com - it's mobile time
www.winga.it - multi-channel gaming across web and mobile
www.cashlog.com - mobile payments
www.blinkogold.com - love entertainment. love blinko gold
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Buttercoinhttp://buttercoin.net/Open source Bitcoin resorucesUSA
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BuzzBankinghttp://www.buzzbanking.com/Rewards tied to banking USA
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ByteLighthttp://www.bytelight.com/Deals by led lighting geolocation and NFCUSA, china
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CallDirekhttp://www.calldirek.com/International phone top-up serviceUSAPayerPayerYes
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Canadian Virtual Exchangehttps://www.cavirtex.comCanadian Bitcoin exchangeCanada
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Cardinal Commercehttp://www.cardinalcommerce.com/Commerce, mobile and bank gateway and processing platformUSA
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CardSpringhttps://cardspring.com/API for gift, loyalty, payment and receipts for developersUSA
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Carmahttp://www.carmabillingservices.com/Billing service
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Cartahttps://carta.com/Equity trackerUSA
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https://carta.com/http://www.cartes-bancaires.com/Debit payment networkFrance
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Carterahttp://www.cartera.com/Rewards platform sourced merchants and loyalty integrationUSA
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CartGeniehttp://www.cartgenie.com/Shopping cart
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CartWeaverhttp://www.cartweaver.com/Shopping cartUSA
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CashCowCarthttp://www.cashcowcart.com/Shopping cartUSA
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Cashlogwww.cashlog.comMobile payments service, SMS-based, micropaymentsItalyhttp://www.buongiorno.com/
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CashPlusPrepaid debit cardUKPayerPayerYesMSB
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CashU https://www.cashu.com/
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ChangeSmarthttp://www.chargesmart.com/Biller / Agent ModelPayerPayerNoNo
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Changetiphttps://www.changetip.com/VC tipping
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Chasehttps://www.chase.com/online/services/quickpay.htmAnyone to anyone, provided one has a Chase accountPayerPayerYesMSBYes, as a bankBrand: Chase Person-to-Person QuickPay. Essentially a copy of the Canadian e-mail money transfer. https://www.chase.com/http://www.interac.ca/consumers/productsandservices_ol_eTransfer.php
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Cherry Credits http://www.cherrycredits.com/Micropayment, aggregation, e-wallet / currency for gamingSingaporePayerPayer
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Chexarhttp://chexar.com/Check cashingUSA
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China Systemshttp://www.chinasystems.com/Platform for Bank of China online payments systemChina
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Circlehttps://www.circle.comMoney transmitterUSAPayerYesMSB
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Citrus Paymentshttp://www.citruspay.com/Gateway, electronic bill presentmentMumbai, India
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ClairMailhttp://www.clairmail.com/Mobile banking platform for banksUSA
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Click2Payhttp://www.click2pay.com/